Outgoings
- Check recent bank statements, and bills for gas, electricity,
telephone, Council Tax, water rates, insurance and similar expenses.
Don't forget to include anything you pay by Standing Order or Direct
Debit (such as mortgage or rent payments, loan/hire purchase repayments,
etc.).
- The next step is to estimate what you spend on everyday
items (for example, food, clothes, petrol, pet food and newspapers).
- If you have yearly or quarterly costs then these should be divided by
12 or 4 as appropriate, you can use our simple calculator.
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