Oakam provides straightforward and simple financial services for people who find it difficult to borrow from banks. Our customers are either un-banked due to recently moving to the UK without a credit history or those under-banked due to getting into financial difficulty in the past. We aim to accept, not reject by considering more than just your credit score.
We currently have stores across London and the Midlands on high streets to make them accessible to the communities we serve and a telephone based Virtual Store to serve the rest of the UK.