Peachy Loans offers short term, flexible loans from £50 - £700. Unlike most payday lenders, Peachy Loans allows you to select a repayment period ranging from 15 days to 12 months, depending on the amount borrowed. Although this allows you to make smaller, more manageable repayments, borrowing for 5 months will cost more than borrowing for 30 days. You should always repay the loan as soon as you can afford to, to avoid paying more than is necessary.